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Bill8:Payments — the charge lifecycle

The charge lifecycle service: from a payment intent through authorization, capture, and settlement to refund and dispute — every charge routed through selectable payment rails (with settlement delegated to Bank8:Payments).

Use cases​

  • Payment intents — a checkout session creates an intent; the client confirms against it; retries are safe by idempotency key.
  • Authorize → capture → settle — the two-phase flow for card-present and card-not-present; settlement moves money through the delegated rail.
  • Refunds & disputes — full and partial refunds; dispute lifecycle with evidence windows; every state transition audited.
  • Screened before money moves — every charge passes Bill8:Risk before the rail call (see Risk).

Full documentation​

The complete detail lives in this product's sub-pages:

  • Architecture (DDD) — the full document, harvested from the unit's repository at build time.
  • Business rules (BRD) — the full document, harvested from the unit's repository at build time.
  • Security — the full document, harvested from the unit's repository at build time.
  • Overview (repo README) — the maintainer's README in the consolidated reference section.